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Finance

Financial Advisor Roles in Preventing Financial Crisis

Financial Advisor Roles in Preventing Financial Crisis

Finance, Lifestyle
A financial advisor is a person who renders financial services to the client or customers depending on the licences they are having and the training they had. A financial advisor does what many people do not like people doing by figuring out how to manage their money. They help their clients to determine budgeting and retirement plans, investing strategy and many other financial responsibilities.Financial Advisor JobsBriefly, a financial advisor can be an Insurance agent who sells both life insurance and variable annuities, a broker, or someone who create financial plans for clients and sell financial products to them. Financial planning is one of the most important activities of the present which assures and secures your future.Life is dynamic, it keeps on changing, and...
Social Media Marketing Strategies to Increase Your Site Traffic

Social Media Marketing Strategies to Increase Your Site Traffic

Finance
Social media marketing is the process of optimizing your blog for website traffic through social media network sites. Social media sites provide different social actions that help you to build links that will, in turn, support your SEO efforts. Social media marketing is one of the best ways to increase your blog website traffic and grow your blog readers audience. Many people also perform searches at social media sites to find social media content.Social connections may also impact the relevancy of some search results, either within a social media network or at a ‘mainstream’ search engine. The social media tools like Twitter, Facebook, LinkedIn, YouTube, and more give you a broader reach to get your content in front of more people. The best part is that most of the social media marke...
Wema Bank Business Bank Loan and Virtual Dollar Card

Wema Bank Business Bank Loan and Virtual Dollar Card

Finance
Wema bank through her fully digital banking services has released two exciting new features; the quick short-term personal loans and a virtual dollar card for paying online internationally. The bank's business bank loan facilities are accessible to all the bank's customers through the Android and iOS apps. The Wema bank's ALAT Virtual Dollar Card is a non-physical, dollar-denominated debit card designed for online payments. Like ALAT Wema Bank personal loans App.The virtual card is available to all the bank’s customers through the apps. Customers of the bank can now other Nigerian bank accounts to their ALAT profile on the mobile app to make money transaction easier for people who have multiple bank accounts. During the launch of the Wema bank app,Wema bank Chief Digital Officer,...
Business Networking Mistakes You Might Be Making

Business Networking Mistakes You Might Be Making

Finance
We all know what networking is. We do it every day even when it’s not intentional. But professional networking goes beyond just following people and getting connected to as many people as you can. Business networking is deliberate and when done properly would help you gain access to more experienced executives and professionals in your field and other spheres of life.The aim of business networking is to help you get support, feedback and advice that would help you shape your career through meaningful relationships you have built over time.However, some of us are getting it all wrong by making the following business networking mistakesYou only do business networking when you need helpOne of the biggest mistakes we make is not starting early. A lot of people start networking...
Business Loan for Female Entrepreneurs #SheVentures

Business Loan for Female Entrepreneurs #SheVentures

Finance
The FCMB business loan was created for female entrepreneurs in Nigeria due to the challenges they are facing in their quest to grow their businesses successfully. First City Monument Bank (FCMB) is passionate about empowering female entrepreneurs, helping them build their businesses and improving the overall success rate of businesses owned or run by women in Nigeria. According to a report, women make up 49% of Nigeria’s adult population.Only about 42% of them have access to formal financial services. Moreover, 42.7% of Nigerian women are business owners out of which only an estimated 2% have access to capital and loans to grow their businesses. It is also reported that around 7 million businesses will be set-up by Nigerian women in the year 2021 with the potential to create 8.9 mill...
Small Business Loans Application and Banks Requirements

Small Business Loans Application and Banks Requirements

Finance
When you go to a bank to open an account there are a few requirements that the bank demands from a person who wants to open an account. Without these requests, the candidate can’t get anything from the bank. If you don’t achieve anything without fulfilling the request of a bank to open a simple account then how it is possible that you can acquire small business loans through any bank?The demands of the banks for a loan is different from opening an account, but the demands are critical as you have to accept them if you want to get the loan amount.Applying for Small Business LoansThere are several steps that you need to follow if you want the loan amount to reach the bank account or you personally in the form of cash. It is important that the procedure is carefully pursued so t...
Newsom hopes to help Small Business on Health Insurance

Newsom hopes to help Small Business on Health Insurance

Finance
While most businessmen ponder ways in which they can make more money, Sydney Winlock, a resident of Northern California, strangely was searching for ways to earn less money from his business. Not that he does not like making profits, but earning too much money from the business was making him and his wife ineligible for their current health insurance policy. Winlock and his wife earn too much from their business to receive aid from the California government for paying the premiums on their health insurance every month.Without aid from the government, the couple will now have to shell out $18,000 annually to maintain coverage under their health insurance. However, if they reduce their earnings, they would receive subsidies for their insurance on health and get help from the federal go...
Business Ideas For  Unemployed That Require No Money

Business Ideas For Unemployed That Require No Money

Finance
Are you one of those people who are fed up from your job? Do you want to be the boss of your own? Well, nowadays many people are looking to leave their boring jobs for something that ought to feed their passion. As a matter of fact, who wants to retire at the age of 60 or maybe older to look back on their life and feel like they have wasted it? You will not become rich by selling a couple of best roman shades in San Mateo CA at a retailer shop. You'd need to have business ideas.Don't worry, now it has started to become easy to start a business from scratch without having to spend a lot or no money at all. You have the option to become the manufacturer of the most affordable roman shades in San Mateo CA or have a look at the below business ideas that we have gathered for you. Most of ...
Business Management Tips to Manage Your Finances

Business Management Tips to Manage Your Finances

Finance
The experience surrounding while opting to start a new business involves a lot of thrill and risky affairs. As this requires a lot of focus, you need to deal properly with an endless stream of difficult issues and administrative work. One of which is in the business management tips of business finances. When you are going ahead in search for a business or while you are starting one, you need to get your finances covered with the savings which you already have and turn them to your profit.When you are taking that giant leap into entrepreneurship, you need to make sure that you follow and realistic and safe approach. You also need to take your time while you are planning for your business finances. Once you make sure that you have sufficient finances for the launch and the existence of...
Access Bank Capacity Training Programmes for SMEs

Access Bank Capacity Training Programmes for SMEs

Finance
Access Bank PLC has disclosed its readiness to support the small and medium-sized enterprises (SMEs) in Nigeria, to boost employment generation, improvement of local technology, output diversification and development of indigenous entrepreneurship. Access Bank has organised a business club programme in building the managerial capacity of entrepreneurs in Nigeria to the level they can easily succeed in their respective businesses using information technology.The managerial capacity programme which held recently in Port Harcourt, Rivers State witnessed a lot of small and medium enterprises, SMEs, from all walks of life and it covered topical areas in capacity building.The bank’s head of Small and medium-sized enterprises support stated that the sector was characterized by challeng...
Banks in California That Offer Low Interest Business Loan

Banks in California That Offer Low Interest Business Loan

Finance
If you are a business owner in California and you are looking for a low interest business loan to finance your business, this article will give you an in-depth analysis of the top banks that can offer you this facility. California has been categorized as one of the most entrepreneurial friendly states in the United State of America. There are many banks in the state that can lend close to $11.7 billion in loans to the small business owner, and entrepreneurs accounted for most of those loans by taking out 836,919 total loans for less than $100,000.Most creditworthy borrowers were priced out of qualifying for the low interest business loan because banks began focusing their attention on larger businesses with big balance sheets. Although the credit markets and interest rates support a ...
Commercial Loan Comprehensive Guides for Business Owners

Commercial Loan Comprehensive Guides for Business Owners

Finance
Business owners often think that a bank loan is the one and only option to bring in capital to expand and grow their business. On the contrary, there are multiple options of getting a commercial loan beyond a traditional bank loan that mid and small business can opt for. However, different business loans have different rates, requirements, terms, and qualifications. So, each of these loans has been designed for different business requirements.While all these loans are made for the benefit of small business owners, not many know which one to apply for. So, here we will give you a quick summary of 6 types of commercial loans that can be availed by small business owners to get working capital, buy real estate, equipment, or increase inventory.Commercial Loan for Established Small Bu...
African Continental Free Trade Agreement Benefits to Nigeria

African Continental Free Trade Agreement Benefits to Nigeria

Finance
Nigerian president, Muhammadu Buhari on Sunday 8th of July, 2019 signed the African Continental Free Trade Agreement (AfCFTA); to join over 50 other African countries in ratifying what is being considered as the largest free trade agreement in any continent in the world.The AfCFTA agreement is expected to encourage trade relations in Africa by removing tariffs for over 90% of goods traded between member countries. It is also expected to lead to the free movement of people within the continent, thereby enabling a single market for air and road transportation.The signing of the AfCFTA agreement took the Nigerian president, Muhammadu Buhari over 6 months to ratify the African Continental Free Trade Agreement deal after widespread consultations suggested that it could have varying im...
Richest African Billionaires Secret of Success in Business

Richest African Billionaires Secret of Success in Business

Finance
According to Forbes richest African Billionaires 2016 list released, the Egyptians dominated the list with a combined net worth of $15.71 billion which is just $1.31 billion above the net worth of Aliko Dangote. The Nigerian African richest man continues to soar high according to, though his net worth took a $1.3 billion compared to the end of 2015. All the richest African billionaires worth $80.96 billion, which is a drop of $13.04 billion from $94 billion in 2015.From the 54 African countries, only eight are represented in the list and only two are women. South Africans are the wealthiest group with the combined net worth of $22.21 billion. According to the 2017 Forbes list of richest African billionaires list, the number of billionaires on the African continent continues to drop. ...
Low Rate Business Loans Application with Minimal Fixed Asset

Low Rate Business Loans Application with Minimal Fixed Asset

Finance
RenMoney offers unsecured low interest personal loans of up to N4 million for a tenor that ranges from 3 to 9 months for new customers and their returning customer enjoys a longer tenor of 12 months. Customers applying for the RenMoney low rate business loans can either be a salary earner or self-employed as long as they can provide a verifiable source of income.RenMoney operates under a microfinance bank (MFB) licence, the closest to a consumer finance banking licence available and the first Micro Finance Bank (MFB) to launch Cloud technology with minimal fixed asset investment in Nigeria.The financial institution has a functional platform which guarantees and ensures an efficient & scalable operational system. The systems are efficient and technology-driven helping RenMoney...
Secured Business Loans With an Equated Monthly Instalment

Secured Business Loans With an Equated Monthly Instalment

Finance
You can get a loan through the PaySense online loans app which gives a loan to salaried customers from Rs.10,000- Rs.2 Lacs. PaySense has given a loan to thousands of customers on easy equated monthly instalment (EMI) across 40 cities. Many people have used these secured business loans to meet various needs from education to medical emergency to purchasing electronics.The loan is repaid by equated monthly instalment's over 3 to 24 months helping customers easily pay off the loan. The equated monthly instalment (EMI) is a fixed payment amount made by a loan borrower to a lender on a specified date each calendar month. Equated monthly instalments are used to pay off both interest and principal each month so that over specified several years, the loan is paid off in full.The math...